Your personal CFO
Powered by your data

Import your statements, describe your day, get real answers back. No bank link required.

Fiscify app screenshot

Natural Language

Type or speak naturally

Document Upload

Import from bank statements

Receipt Scanner

Take photos of receipts

Manual Input

Fill in the details manually

Multi-modal form-less expense tracking

Fiscify offers several form-less methods to log your transactions. Record daily expense summaries textually, dictate with your voice, scan receipts, or upload bank statements. Fiscify automatically extracts the details and auto-categorizes your transactions. You can always edit the details later.

Smart budgeting made simple

Set budgets for different categories and let Fiscify track your spending automatically. Get real-time alerts when you're approaching your limits, and see exactly where your money goes with intuitive visualizations. Stay in control without the complexity.

Budget Overview
AI-powered insights

AI-powered insights at your fingertips

Fiscify analyzes your spending patterns and provides actionable insights to help you make better financial decisions. Discover trends, identify opportunities to save, and get personalized recommendations tailored to your financial goals.

Catch subscriptions with Subscription Hunter

Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot the ones quietly draining your budget every month and decide what's still worth paying for.

Subscription Hunter
Financial Health Score

Track your Financial Health Score

See a single score that reflects your spending control, budget adherence, savings rate, and debt trajectory at a glance. It updates as your finances change, so you always know where you stand and what to improve next.

Track debt payoff with a timeline you can follow

See every balance in one place and follow an estimated payoff timeline based on your own payments. Watch your progress build over time, and adjust your plan whenever your numbers change.

Debt tracking
Recurring bills

Stay ahead of every bill

Fiscify detects your recurring bills and subscriptions automatically and shows when each one is due next, so nothing catches you off guard at the end of the month.

Pricing Plans

Free
$0
Forever
Early bird offer
Plus
$7.99/mo
$59.99$49.99/yr early bird (then $59.99/yr)
Natural Language Entries
100/monthUnlimited*
Receipt Scans
15/monthUnlimited*
Statement Imports
3/month10/month
Accounts
2Unlimited
Budgets
2Unlimited
Dashboard
Financial Health Score
Current scoreFull history
Subscription Hunter
LimitedUnlimited
Debt Payoff Tracking
Payoff datesWhat-if scenarios
Recurring Bills
Smart detection
Transaction History
90 daysUnlimited
Multi-Account Support
Multi-Currency Support
Real-time Smart Insights
LimitedUnlimited
Priority Support

*Fair usage policy applies. Generous monthly limits ensure great service for everyone.

Frequently Asked Questions

Fiscify offers multiple ways to track expenses: natural language entries (text or voice dictation), receipt scanning, bank statement imports, and manual input. The AI automatically extracts details and categorizes transactions, making expense tracking effortless.

Yes, security is our top priority. We use end-to-end encryption (E2EE) to protect your sensitive financial data. Your information is encrypted both in transit and at rest, and we never share your data with third parties without your explicit consent.

The Free plan includes core features with some limits: 2 accounts, 100 natural language transactions/month, 15 receipt scans/month, 3 statement imports/month, 2 budgets, current Financial Health Score, limited Subscription Hunter and insights, debt payoff dates, recurring bills, and 90 days of transaction history. Plus unlocks unlimited accounts and budgets, unlimited natural language entries/month*, unlimited receipt scans/month*, 10 statement imports/month, full Financial Health Score history, unlimited Subscription Hunter, debt what-if scenarios, smarter recurring detection, unlimited AI insights, and priority support. *Fair usage policy applies.

Fiscify Plus is $7.99 per month, or $49.99 for the first year on the annual plan (early bird; renews at $59.99/yr). A Free plan is always available with core features and monthly limits.

Financial Health Score is a single score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. Free includes your current score; Plus unlocks your full score history.

Subscription Hunter scans your transactions for recurring charges from streaming, apps, and memberships so you can spot subscriptions quietly draining your budget. Free shows a limited preview; Plus unlocks the full list and actions.

Fiscify is designed to work without bank logins — that's a feature, not a gap. You never share bank credentials, and it works no matter who you bank with, even if your bank isn't covered by the data aggregators other apps rely on. Just import your bank statements (PDF, Excel, or CSV) and Fiscify's AI extracts and categorizes every transaction in seconds. Your financial picture is powered entirely by your own data.

Our AI analyzes your spending patterns, identifies trends, and provides personalized recommendations. It learns from your financial behavior to offer insights like budget suggestions and opportunities to save money. The more you use Fiscify, the smarter and more personalized the insights become.

Yes! Both Free and Plus plans support multi-currency transactions. You can track expenses in different currencies, and Fiscify will handle conversions and provide insights across all your currencies.

If you cancel your Plus subscription, you'll automatically move to the Free plan. You'll retain access to all your data, but some features will be limited according to the Free plan restrictions. You can upgrade back to Plus anytime.